Struggling with delayed payments from buyers? MSME Samadhaan is a government-backed platform that helps micro and small businesses recover pending payments completely FREE of cost.
Did you know? If a buyer delays payment for more than 45 days, they are legally required to pay compound interest (3x RBI rate) under the MSME Development (MSMED) Act, 2006. Learn how to file your complaint and get your money back!
What is MSME Samadhaan?
MSME Samadhaan is an initiative by the Ministry of Micro, Small, and Medium Enterprises (MSME), Government of India. It provides an online platform for MSMEs to file complaints against buyers who delay payments.
Who Can Apply?
✔ Must be a registered Micro or Small Enterprise (as per UDYAM registration).
✔ Payment delay must exceed 45 days from the date of goods/services received.
✔ The buyer must be an Indian entity (private, public, or government sector).
💡 Why Should You Use MSME Samadhaan? (Key Advantages)
🆓 Completely FREE – No filing fees, no lawyer required.
💰 Legal Recovery of Dues – Protects you under the MSMED Act.
⚡ Fast & Transparent Process – Most cases resolve within 90 days.
📜 Legally Binding Decision – Buyer must pay compound interest (3x RBI rate) for delays.
💻 100% Online Process – File complaints and track progress from anywhere.
📝 How to File a Complaint on MSME Samadhaan Portal?
1️⃣ Visit MSME Samadhaan Website.
2️⃣ Login using your UDYAM registration details.
3️⃣ Submit your application with invoice copies and proof of transaction.
4️⃣ Track your case status online.
5️⃣ MSE Facilitation Council Hearing (MSEFC) – If the buyer fails to pay, legal action is taken.
🚀 How to Strengthen Your MSME Samadhaan Case? (Pro Tips!)
✅ Keep Strong Documentation – Maintain invoices, agreements, and email/chat records.
✅ Send Payment Reminders – Formal email or registered post strengthens your case.
✅ Mention MSMED Act in Invoices – Add a line: “Payment due within 45 days as per MSMED Act, 2006.”
✅ Act Quickly – Filing early improves chances of fast resolution.
✅ Engage with the Council – Attend hearings and follow up actively.
⚠️ MSME Samadhaan Has Limitations Too (Disadvantages)
❌ Only for Registered MSMEs – UDYAM registration is mandatory.
❌ Not for B2C Transactions – Only applies to business-to-business disputes.
❌ Delays in Some States – Some cases may take longer than 90 days.
📌 A Success Story:
A textile manufacturer in Surat recovered ₹5 lakh from a buyer using MSME Samadhaan in just 60 days! Thousands of MSMEs have successfully used this mechanism—why not you?
❓ Frequently Asked Questions (FAQs)
1️⃣ Is MSME Samadhaan really free?
✅ Yes! Filing a complaint on MSME Samadhaan is completely free for registered MSMEs.
2️⃣ How long does it take to recover payments?
✅ Most cases resolve within 90 days, but delays may occur depending on the state.
3️⃣ Can unregistered businesses use MSME Samadhaan?
✅ No. Only businesses with UDYAM registration can file complaints.
4️⃣ What happens if the buyer refuses to pay even after the order?
✅ The buyer is legally bound to pay with interest. If they fail to do so, further legal action can be taken.
5️⃣ Can I file a complaint against a foreign buyer?
✅ No, MSME Samadhaan applies only to Indian businesses.
Helpful Links
👉🏽 Discover India’s top 11 MSME schemes for 2025
⚠️ Disclaimer
🛑 The information provided in this article is sourced from official MSME Samadhaan resources. We do not guarantee specific results or payment recovery timelines. Businesses should refer to official government portals or seek legal advice for further clarity. The effectiveness of MSME Samadhaan depends on:
📌 Case-specific factors
📌 Legal proceedings
📌 Government policies